2009 will probably go down as one of the most difficult years in Mortgage and Property terms. Many Brokers shut shop and Lenders made things very difficult for those with small deposits and the self employed.

Valentine’s Day is usually spent taking a romantic vacation with your significant other or spending tons of money creating the perfect day. Like many you can end up spending hundreds of dollars for one day.

One of the fundamental principles of managing money is that time and money are inextricably linked. People who are successful at creating wealth are those who understand the connection between time and money and use it to their advantage.

One of the key lessons we learn in life is that it is important to save. There is a big difference though, between what we learn and what we do and many people find saving difficult.

Summer, the busiest property selling season, is upon us and many owners are considering moving without using a real estate agent.