When renovating a property for an investment gain you need to consider many factors to ensure you will get a return on your investment. Some factors include choosing the right materials and how much renovation to do – will it be cosmetic or structural. What level of finish will be most appropriate for the market [...]
Author Archives | davidwindler
Good news for investors!
Posted on 15 July 2011.
ANZ/NBNZ have announced a further credit policy change…….
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10 Top Tips for Buy an Investment Property
Posted on 09 July 2011.
Fantastic list of 10 Top Tips for Buy an Investment Property! Provided by PropertyTutors.com. The advice in the tips is from decades of experience making a living as a property investor. Read the full article here: 10 Top Tips for Buy an Investment Property
What is a Deposit Bond
Posted on 06 July 2011.
A Deposit Bond is a guarantee of payment and these Bonds are underwritten by insurance organizations. A deposit bond can be used instead of cash when settling a property, normally once a contract to purchase is signed a 10% cash deposit is made by the purchaser, the deposit bond is a substitute for the cash [...]
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What does regulation mean for you (and us!)
Posted on 01 July 2011.
A big day for all of us in the financial services industry as the Financial Markets Authority and the new regulatory regime comes into force. So what are the basics to understand from the consumers point of view? Continue reading →
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ASB make another change and Wellington visit
Posted on 23 June 2011.
ASB announced this morning that they have extended their pre-approval time from 90 to a whopping 180 days. Continue reading →
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The Budget and Rates
Posted on 20 May 2011.
Without wishing to comment on the politics of yesterday’s budget, I thought I’d give a brief though on the impact on borrowers. Continue reading →
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More lender changes and rates news
Posted on 04 May 2011.
The combination of incredibly low rates and continual improving credit policy has seen the office receive a large amount of new inquiry, especially from first home buyers. Continue reading →
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Self -employed and wanting to borrow soon?
Posted on 01 April 2011.
For a country that espouses itself as being the land of the SME (small to medium enterprise) obtaining lending from NZ banks for the self employed can be a difficult road to hoe. Now that we have concluded the 2011 … Continue reading →
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OCR cut by 50 basis points to 2.5%
Posted on 10 March 2011.
The Reserve Bank this morning cut the OCR as we expected by 50 basis points encouraging an immediate drop in floating rates by Westpac, ASB, BNZ and Kiwibank of an equivalent amount….. Continue reading →
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Rate changes, policy changes and LAQC’s
Posted on 06 March 2011.
A fair bit happening this week to say the least. As expected, further to ANZ/National’s move, the other lenders have dropped fixed rates and they have settled to within a whisker of each other….. Continue reading →
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