Investment markets move in cycles and it’s difficult to forecast when they’ll rise or fall. Moving your money in and out of the market during a downturn means you could potentially miss out on any positive bounce in a strong market recovery.

It’s easy to invest when markets are running smoothly but when they fall your confidence can be sorely tested. More uncertainty in investment markets means more volatility and a need to review your investment strategy.

One of the biggest challenges in retirement is how to invest your money to provide an income while still protecting yourself against the eroding effects of inflation and income tax.

For first home buyers the next few months are shaping up to a good time to buy and there are three reasons for this.

A line of credit, or revolving credit, is a very useful facility to have as part of your mortgage structure. The way it works is that you are committed to pay back only the interest each month and interest is charged only on the amount borrowed.

There is a worldwide trend for investors to want to make a positive contribution to the world by investing in companies that are socially and environmentally responsible.

The end of June is an important date for KiwiSaver members. The financial year for KiwiSaver runs from 1 July 2009 to 30 June 2010 and if you have contributed at least $1,040 to KiwiSaver …

The latest Government budget had something for everyone but while most households will be a few dollars a week better off, there are some clear winners and losers.

Buying a house is the most important financial decision that most people ever make. The financial consequences of taking on a mortgage can have either a favourable or disastrous effect on your future prosperity depending on how well your mortgage is managed.

How you feel about your wealth can have a huge effect on your financial future. It is a well known fact that when people feel wealthy, they spend more, take on more debt or take more risks.

Retirement planning is not just about saving for retirement; it’s also about having a clear idea how you want to live your life in retirement …

Many New Zealanders are still missing out on an opportunity to double or even treble their money. Recent statistics show that over 60% of Kiwis who are eligible to join KiwiSaver have not yet done so.