Two areas we are talking about here, Affordability and Banks easing up at high LVR’s. Specifically 90% advances much easier so maybe …

Investment markets move in cycles and it’s difficult to forecast when they’ll rise or fall. Moving your money in and out of the market during a downturn means you could potentially miss out on any positive bounce in a strong market recovery.

It’s easy to invest when markets are running smoothly but when they fall your confidence can be sorely tested. More uncertainty in investment markets means more volatility and a need to review your investment strategy.

One of the biggest challenges in retirement is how to invest your money to provide an income while still protecting yourself against the eroding effects of inflation and income tax.

For first home buyers the next few months are shaping up to a good time to buy and there are three reasons for this.

A line of credit, or revolving credit, is a very useful facility to have as part of your mortgage structure. The way it works is that you are committed to pay back only the interest each month and interest is charged only on the amount borrowed.

There is a worldwide trend for investors to want to make a positive contribution to the world by investing in companies that are socially and environmentally responsible.

The end of June is an important date for KiwiSaver members. The financial year for KiwiSaver runs from 1 July 2009 to 30 June 2010 and if you have contributed at least $1,040 to KiwiSaver …

I was working on an event about CFO’s the other month, and needed some humour to illustrate advice you don’t want from current or former Financial Chiefs.

The latest Government budget had something for everyone but while most households will be a few dollars a week better off, there are some clear winners and losers.

Well, what a day!!! To be sitting at a café yesterday debating the possible budget changes to last night, reflecting on the changes and today handling a barrage of calls and emails.

Lets face it – right now its really hard to take control of our personal finances. Ask yourself this simple question… If you lost your job today how long could you survive on your savings? 1 week? 2 weeks? A month?