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	<title>Property Blogs &#187; Finance</title>
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		<title>Renovation &#8211; Costs Involved</title>
		<link>http://propertyblogs.co.nz/2011/07/renovation-costs-involved-2/</link>
		<comments>http://propertyblogs.co.nz/2011/07/renovation-costs-involved-2/#comments</comments>
		<pubDate>Fri, 22 Jul 2011 12:20:05 +0000</pubDate>
		<dc:creator>David Windler</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[bridging finance]]></category>
		<category><![CDATA[first home buying]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[refinancing existing debt]]></category>
		<category><![CDATA[residential investment]]></category>

		<guid isPermaLink="false">http://propertyblogs.co.nz/2011/07/renovation-costs-involved-2/</guid>
		<description><![CDATA[When renovating a property for an investment gain you need to consider many factors to ensure you will get a return on your investment. Some factors include choosing the right materials and how much renovation to do &#8211; will it be cosmetic or structural. What level of finish will be most appropriate for the market [...]<p>2 Free Chapters from our Facebook for Business eBook! <a href="http://www.socialmediatips.co.nz/">Click here for instant download</a></p>
]]></description>
			<content:encoded><![CDATA[<p>When renovating a property for an investment gain you need to consider many factors to ensure you will get a return on your investment. Some factors include choosing the right materials and how much renovation to do &#8211; will it be cosmetic or structural. What level of finish will be most appropriate for the market [...]<span id="more-1496"></span></p>
<p>Read the full article here: <a href="http://www.davidwindler.co.nz/2011/07/renovation-costs-involved?utm_source=ch&amp;utm_medium=rss&amp;utm_campaign=csnb">Renovation &#8211; Costs Involved</a></p>
<p>2 Free Chapters from our Facebook for Business eBook! <a href="http://www.socialmediatips.co.nz/">Click here for instant download</a></p>
]]></content:encoded>
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		<title>Good news for investors!</title>
		<link>http://propertyblogs.co.nz/2011/07/good-news-for-investors/</link>
		<comments>http://propertyblogs.co.nz/2011/07/good-news-for-investors/#comments</comments>
		<pubDate>Thu, 14 Jul 2011 22:20:04 +0000</pubDate>
		<dc:creator>David Windler</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[bridging finance]]></category>
		<category><![CDATA[first home buying]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[refinancing existing debt]]></category>
		<category><![CDATA[residential investment]]></category>

		<guid isPermaLink="false">http://propertyblogs.co.nz/2011/07/good-news-for-investors/</guid>
		<description><![CDATA[ANZ/NBNZ have announced a further credit policy change&#8230;&#8230;. Read the full article here: Good news for investors! 2 Free Chapters from our Facebook for Business eBook! Click here for instant download<p>2 Free Chapters from our Facebook for Business eBook! <a href="http://www.socialmediatips.co.nz/">Click here for instant download</a></p>
]]></description>
			<content:encoded><![CDATA[<p>ANZ/NBNZ have announced a further credit policy change&#8230;&#8230;.<span id="more-1494"></span></p>
<p>Read the full article here: <a href="http://www.davidwindler.co.nz/2011/07/good-news-for-investors?utm_source=ch&amp;utm_medium=rss&amp;utm_campaign=csnb">Good news for investors!</a></p>
<p>2 Free Chapters from our Facebook for Business eBook! <a href="http://www.socialmediatips.co.nz/">Click here for instant download</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>10 Top Tips for Buy an Investment Property</title>
		<link>http://propertyblogs.co.nz/2011/07/10-top-tips-for-buy-an-investment-property-2/</link>
		<comments>http://propertyblogs.co.nz/2011/07/10-top-tips-for-buy-an-investment-property-2/#comments</comments>
		<pubDate>Fri, 08 Jul 2011 12:20:04 +0000</pubDate>
		<dc:creator>David Windler</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[bridging finance]]></category>
		<category><![CDATA[first home buying]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[refinancing existing debt]]></category>
		<category><![CDATA[residential investment]]></category>

		<guid isPermaLink="false">http://propertyblogs.co.nz/2011/07/10-top-tips-for-buy-an-investment-property-2/</guid>
		<description><![CDATA[Fantastic list of 10 Top Tips for Buy an Investment Property! Provided by PropertyTutors.com. The advice in the tips is from decades of experience making a living as a property investor. Read the full article here: 10 Top Tips for Buy an Investment Property Read the full article here: 10 Top Tips for Buy an [...]<p>2 Free Chapters from our Facebook for Business eBook! <a href="http://www.socialmediatips.co.nz/">Click here for instant download</a></p>
]]></description>
			<content:encoded><![CDATA[<p>Fantastic list of 10 Top Tips for Buy an Investment Property! Provided by PropertyTutors.com. The advice in the tips is from decades of experience making a living as a property investor. Read the full article here: 10 Top Tips for Buy an Investment Property<span id="more-1493"></span></p>
<p>Read the full article here: <a href="http://www.davidwindler.co.nz/2011/07/10-top-tips-for-buy-an-investment-property?utm_source=ch&amp;utm_medium=rss&amp;utm_campaign=csnb">10 Top Tips for Buy an Investment Property</a></p>
<p>2 Free Chapters from our Facebook for Business eBook! <a href="http://www.socialmediatips.co.nz/">Click here for instant download</a></p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What is a Deposit Bond</title>
		<link>http://propertyblogs.co.nz/2011/07/what-is-a-deposit-bond-2/</link>
		<comments>http://propertyblogs.co.nz/2011/07/what-is-a-deposit-bond-2/#comments</comments>
		<pubDate>Wed, 06 Jul 2011 00:20:03 +0000</pubDate>
		<dc:creator>David Windler</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[bridging finance]]></category>
		<category><![CDATA[first home buying]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[refinancing existing debt]]></category>
		<category><![CDATA[residential investment]]></category>

		<guid isPermaLink="false">http://propertyblogs.co.nz/2011/07/what-is-a-deposit-bond-2/</guid>
		<description><![CDATA[A Deposit Bond is a guarantee of payment and these Bonds are underwritten by insurance organizations. A deposit bond can be used instead of cash when settling a property, normally once a contract to purchase is signed a 10% cash deposit is made by the purchaser, the deposit bond is a substitute for the cash [...]<p>2 Free Chapters from our Facebook for Business eBook! <a href="http://www.socialmediatips.co.nz/">Click here for instant download</a></p>
]]></description>
			<content:encoded><![CDATA[<p>A Deposit Bond is a guarantee of payment and these Bonds are underwritten by insurance organizations. A deposit bond can be used instead of cash when settling a property, normally once a contract to purchase is signed a 10% cash deposit is made by the purchaser, the deposit bond is a substitute for the cash [...]<span id="more-1491"></span></p>
<p>Read the full article here: <a href="http://www.davidwindler.co.nz/2011/07/what-is-a-deposit-bond?utm_source=ch&amp;utm_medium=rss&amp;utm_campaign=csnb">What is a Deposit Bond</a></p>
<p>2 Free Chapters from our Facebook for Business eBook! <a href="http://www.socialmediatips.co.nz/">Click here for instant download</a></p>
]]></content:encoded>
			<wfw:commentRss>http://propertyblogs.co.nz/2011/07/what-is-a-deposit-bond-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What does regulation mean for you (and us!)</title>
		<link>http://propertyblogs.co.nz/2011/07/what-does-regulation-mean-for-you-and-us/</link>
		<comments>http://propertyblogs.co.nz/2011/07/what-does-regulation-mean-for-you-and-us/#comments</comments>
		<pubDate>Fri, 01 Jul 2011 00:20:04 +0000</pubDate>
		<dc:creator>David Windler</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[bridging finance]]></category>
		<category><![CDATA[first home buying]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[refinancing existing debt]]></category>
		<category><![CDATA[residential investment]]></category>

		<guid isPermaLink="false">http://propertyblogs.co.nz/2011/07/what-does-regulation-mean-for-you-and-us/</guid>
		<description><![CDATA[A big day for all of us in the financial services industry as the Financial Markets Authority and the new regulatory regime comes into force. So what are the basics to understand from the consumers point of view? Continue reading &#8594; Read the full article here: What does regulation mean for you (and us!) 2 [...]<p>2 Free Chapters from our Facebook for Business eBook! <a href="http://www.socialmediatips.co.nz/">Click here for instant download</a></p>
]]></description>
			<content:encoded><![CDATA[<p>A big day for all of us in the financial services industry as the Financial Markets Authority and the new regulatory regime comes into force. So what are the basics to understand from the consumers point of view? Continue reading &#8594;<span id="more-1489"></span></p>
<p>Read the full article here: <a href="http://www.davidwindler.co.nz/2011/06/what-does-regulation-mean-for-you-and-us?utm_source=ch&amp;utm_medium=rss&amp;utm_campaign=csnb">What does regulation mean for you (and us!)</a></p>
<p>2 Free Chapters from our Facebook for Business eBook! <a href="http://www.socialmediatips.co.nz/">Click here for instant download</a></p>
]]></content:encoded>
			<wfw:commentRss>http://propertyblogs.co.nz/2011/07/what-does-regulation-mean-for-you-and-us/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ASB make another change and Wellington visit</title>
		<link>http://propertyblogs.co.nz/2011/06/asb-make-another-change-and-wellington-visit/</link>
		<comments>http://propertyblogs.co.nz/2011/06/asb-make-another-change-and-wellington-visit/#comments</comments>
		<pubDate>Wed, 22 Jun 2011 22:20:03 +0000</pubDate>
		<dc:creator>David Windler</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[bridging finance]]></category>
		<category><![CDATA[first home buying]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[refinancing existing debt]]></category>
		<category><![CDATA[residential investment]]></category>

		<guid isPermaLink="false">http://propertyblogs.co.nz/2011/06/asb-make-another-change-and-wellington-visit/</guid>
		<description><![CDATA[ASB announced this morning that they have extended their pre-approval time from 90 to a whopping 180 days. Continue reading &#8594; Read the full article here: ASB make another change and Wellington visit 2 Free Chapters from our Facebook for Business eBook! Click here for instant download<p>2 Free Chapters from our Facebook for Business eBook! <a href="http://www.socialmediatips.co.nz/">Click here for instant download</a></p>
]]></description>
			<content:encoded><![CDATA[<p>ASB announced this morning that they have extended their pre-approval time from 90 to a whopping 180 days. Continue reading &#8594;<span id="more-1480"></span></p>
<p>Read the full article here: <a href="http://www.davidwindler.co.nz/2011/06/asb-make-another-change-and-wellington-visit?utm_source=ch&amp;utm_medium=rss&amp;utm_campaign=csnb">ASB make another change and Wellington visit</a></p>
<p>2 Free Chapters from our Facebook for Business eBook! <a href="http://www.socialmediatips.co.nz/">Click here for instant download</a></p>
]]></content:encoded>
			<wfw:commentRss>http://propertyblogs.co.nz/2011/06/asb-make-another-change-and-wellington-visit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Budget and Rates</title>
		<link>http://propertyblogs.co.nz/2011/05/the-budget-and-rates/</link>
		<comments>http://propertyblogs.co.nz/2011/05/the-budget-and-rates/#comments</comments>
		<pubDate>Fri, 20 May 2011 02:20:04 +0000</pubDate>
		<dc:creator>David Windler</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[bridging finance]]></category>
		<category><![CDATA[first home buying]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[refinancing existing debt]]></category>
		<category><![CDATA[residential investment]]></category>

		<guid isPermaLink="false">http://propertyblogs.co.nz/2011/05/the-budget-and-rates/</guid>
		<description><![CDATA[Without wishing to comment on the politics of yesterday&#8217;s budget, I thought I&#8217;d give a brief though on the impact on borrowers. Continue reading &#8594; Read the full article here: The Budget and Rates 2 Free Chapters from our Facebook for Business eBook! Click here for instant download<p>2 Free Chapters from our Facebook for Business eBook! <a href="http://www.socialmediatips.co.nz/">Click here for instant download</a></p>
]]></description>
			<content:encoded><![CDATA[<p>Without wishing to comment on the politics of yesterday&#8217;s budget, I thought I&#8217;d give a brief though on the impact on borrowers. Continue reading &#8594;<span id="more-1437"></span></p>
<p>Read the full article here: <a href="http://www.davidwindler.co.nz/2011/05/the-budget-and-rates?utm_source=ch&amp;utm_medium=rss&amp;utm_campaign=csnb">The Budget and Rates</a></p>
<p>2 Free Chapters from our Facebook for Business eBook! <a href="http://www.socialmediatips.co.nz/">Click here for instant download</a></p>
]]></content:encoded>
			<wfw:commentRss>http://propertyblogs.co.nz/2011/05/the-budget-and-rates/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>More lender changes and rates news</title>
		<link>http://propertyblogs.co.nz/2011/05/more-lender-changes-and-rates-news/</link>
		<comments>http://propertyblogs.co.nz/2011/05/more-lender-changes-and-rates-news/#comments</comments>
		<pubDate>Wed, 04 May 2011 00:20:06 +0000</pubDate>
		<dc:creator>David Windler</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[bridging finance]]></category>
		<category><![CDATA[first home buying]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[refinancing existing debt]]></category>
		<category><![CDATA[residential investment]]></category>

		<guid isPermaLink="false">http://propertyblogs.co.nz/2011/05/more-lender-changes-and-rates-news/</guid>
		<description><![CDATA[The combination of incredibly low rates and continual improving credit policy has seen the office receive a large amount of new inquiry, especially from first home buyers. Continue reading &#8594; Read the full article here: More lender changes and rates news 2 Free Chapters from our Facebook for Business eBook! Click here for instant download<p>2 Free Chapters from our Facebook for Business eBook! <a href="http://www.socialmediatips.co.nz/">Click here for instant download</a></p>
]]></description>
			<content:encoded><![CDATA[<p>The combination of incredibly low rates and continual improving credit policy has seen the office receive a large amount of new inquiry, especially from first home buyers. Continue reading &#8594;<span id="more-1406"></span></p>
<p>Read the full article here: <a href="http://www.davidwindler.co.nz/2011/05/more-lender-changes-and-rates-news?utm_source=ch&amp;utm_medium=rss&amp;utm_campaign=csnb">More lender changes and rates news</a></p>
<p>2 Free Chapters from our Facebook for Business eBook! <a href="http://www.socialmediatips.co.nz/">Click here for instant download</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Self -employed and wanting to borrow soon?</title>
		<link>http://propertyblogs.co.nz/2011/04/self-employed-and-wanting-to-borrow-soon/</link>
		<comments>http://propertyblogs.co.nz/2011/04/self-employed-and-wanting-to-borrow-soon/#comments</comments>
		<pubDate>Thu, 31 Mar 2011 21:20:06 +0000</pubDate>
		<dc:creator>David Windler</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[bridging finance]]></category>
		<category><![CDATA[first home buying]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[refinancing existing debt]]></category>
		<category><![CDATA[residential investment]]></category>

		<guid isPermaLink="false">http://propertyblogs.co.nz/2011/04/self-employed-and-wanting-to-borrow-soon/</guid>
		<description><![CDATA[For a country that espouses itself as being the land of the SME (small to medium enterprise) obtaining lending from NZ banks for the self employed can be a difficult road to hoe. Now that we have concluded the 2011 &#8230; Continue reading &#8594; Read the full article here: Self -employed and wanting to borrow [...]<p>2 Free Chapters from our Facebook for Business eBook! <a href="http://www.socialmediatips.co.nz/">Click here for instant download</a></p>
]]></description>
			<content:encoded><![CDATA[<p>For a country that espouses itself as being the land of the SME (small to medium enterprise) obtaining lending from NZ banks for the self employed can be a difficult road to hoe. Now that we have concluded the 2011 &#8230; Continue reading &#8594;<span id="more-1360"></span></p>
<p>Read the full article here: <a href="http://www.davidwindler.co.nz/2011/03/self-employed-and-wanting-to-borrow-soon?utm_source=ch&amp;utm_medium=rss&amp;utm_campaign=csnb">Self -employed and wanting to borrow soon?</a></p>
<p>2 Free Chapters from our Facebook for Business eBook! <a href="http://www.socialmediatips.co.nz/">Click here for instant download</a></p>
]]></content:encoded>
			<wfw:commentRss>http://propertyblogs.co.nz/2011/04/self-employed-and-wanting-to-borrow-soon/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>OCR cut by 50 basis points to 2.5%</title>
		<link>http://propertyblogs.co.nz/2011/03/ocr-cut-by-50-basis-points-to-2-5/</link>
		<comments>http://propertyblogs.co.nz/2011/03/ocr-cut-by-50-basis-points-to-2-5/#comments</comments>
		<pubDate>Wed, 09 Mar 2011 21:20:21 +0000</pubDate>
		<dc:creator>David Windler</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[bridging finance]]></category>
		<category><![CDATA[first home buying]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[refinancing existing debt]]></category>
		<category><![CDATA[residential investment]]></category>

		<guid isPermaLink="false">http://propertyblogs.co.nz/2011/03/ocr-cut-by-50-basis-points-to-2-5/</guid>
		<description><![CDATA[The Reserve Bank this morning cut the OCR as we expected by 50 basis points encouraging an immediate drop in floating rates by Westpac, ASB, BNZ and Kiwibank of an equivalent amount&#8230;.. Continue reading &#8594; Read the full article here: OCR cut by 50 basis points to 2.5% 2 Free Chapters from our Facebook for [...]<p>2 Free Chapters from our Facebook for Business eBook! <a href="http://www.socialmediatips.co.nz/">Click here for instant download</a></p>
]]></description>
			<content:encoded><![CDATA[<p>The Reserve Bank this morning cut the OCR as we expected by 50 basis points encouraging an immediate drop in floating rates by Westpac, ASB, BNZ and Kiwibank of an equivalent amount&#8230;.. Continue reading &#8594;<span id="more-1334"></span></p>
<p>Read the full article here: <a href="http://www.davidwindler.co.nz/2011/03/ocr-cut-by-50-basis-points-to-2-5?utm_source=ch&amp;utm_medium=rss&amp;utm_campaign=csnb">OCR cut by 50 basis points to 2.5%</a></p>
<p>2 Free Chapters from our Facebook for Business eBook! <a href="http://www.socialmediatips.co.nz/">Click here for instant download</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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