he biggest expense for a young family is the cost of housing. Rent and mortgage payments are fixed costs which can only be reduced by moving to a cheaper house, so when it comes to saving money we need to look at the next biggest expense, and that is the weekly shopping bill.
Tag Archive | "Finance tips"
David Windler Previews Finance at The Masters
Posted on 14 January 2011.
David Windler combines his expertise with the market opportunity and the locked in intellectual property of PropertyTutors, to give you big options.
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When Retirees Run out of Money
Posted on 14 August 2010.
One of the biggest financial risks faced by retirees is that they will run out of money before they run out of time.
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Mortgage Affordability, Winter 2010
Posted on 26 July 2010.
Two areas we are talking about here, Affordability and Banks easing up at high LVR’s. Specifically 90% advances much easier so maybe …
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Use Market Volatility to Make Money
Posted on 13 July 2010.
Investment markets move in cycles and it’s difficult to forecast when they’ll rise or fall. Moving your money in and out of the market during a downturn means you could potentially miss out on any positive bounce in a strong market recovery.
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What to do when Sharemarkets Fall
Posted on 06 July 2010.
It’s easy to invest when markets are running smoothly but when they fall your confidence can be sorely tested. More uncertainty in investment markets means more volatility and a need to review your investment strategy.
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Three Good News Tips for First Home Buyers
Posted on 21 June 2010.
For first home buyers the next few months are shaping up to a good time to buy and there are three reasons for this.
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Crunch Your Credit
Posted on 14 June 2010.
A line of credit, or revolving credit, is a very useful facility to have as part of your mortgage structure. The way it works is that you are committed to pay back only the interest each month and interest is charged only on the amount borrowed.
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How to be a Responsible Investor
Posted on 08 June 2010.
There is a worldwide trend for investors to want to make a positive contribution to the world by investing in companies that are socially and environmentally responsible.
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Managing your Mortgage
Posted on 13 May 2010.
Buying a house is the most important financial decision that most people ever make. The financial consequences of taking on a mortgage can have either a favourable or disastrous effect on your future prosperity depending on how well your mortgage is managed.
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Be careful with re-fixing your Fixed Rate Mortgages
Posted on 29 April 2010.
Oddly enough – the New Zealand banks are trying to take a chunk of your cash for the privilege of paying more interest. Gits.
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Understanding your Money Personality
Posted on 06 April 2010.
What kind of relationship do you have with money? Is your money plentiful or scarce? Are you afraid to take risks with money or are you a high roller? The relationship you have with money is determined by your money personality which in turn is influenced by many complex factors.
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Work to Learn
Posted on 29 March 2010.
There is only one way to create a lot of wealth (other than buying a winning lottery ticket) and that is to invest in assets that grow in value. That means investing in property, shares, or your own business.
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Spotting a Risky Investment
Posted on 22 March 2010.
It is now much easier than it was to spot a risky investment. On 1 March, 2010 it became compulsory for all non-bank deposit takers (including finance companies, building societies and credit unions) to have a credit rating from an approved rating agency such as Standard & Poor, Moody or Fitch.
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Time is Money
Posted on 09 February 2010.
One of the fundamental principles of managing money is that time and money are inextricably linked. People who are successful at creating wealth are those who understand the connection between time and money and use it to their advantage.
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Savers are Losers
Posted on 02 February 2010.
One of the key lessons we learn in life is that it is important to save. There is a big difference though, between what we learn and what we do and many people find saving difficult.
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