Investment markets move in cycles and it’s difficult to forecast when they’ll rise or fall. Moving your money in and out of the market during a downturn means you could potentially miss out on any positive bounce in a strong market recovery.

It’s easy to invest when markets are running smoothly but when they fall your confidence can be sorely tested. More uncertainty in investment markets means more volatility and a need to review your investment strategy.

For first home buyers the next few months are shaping up to a good time to buy and there are three reasons for this.

A line of credit, or revolving credit, is a very useful facility to have as part of your mortgage structure. The way it works is that you are committed to pay back only the interest each month and interest is charged only on the amount borrowed.

You will no doubt be aware that Moneymax has attracted considerable attention in the media over the last two weeks as a result of two key events: the publication of the Consumer Magazine report on financial advisers …