Tag Archives | financial management

GRA

Otara vs Remuera Case Study

Case study  Remuera vs Otara The Great Property Debate: Cash flow vs Capital Growth Property investor compares investment returns Tyson is a property investor, looking at investing in the Auckland market. He has been told by his parents that he should ‘buy the worst house in the best area, and only invest where he would […]

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GRA

The Cost of Renting Versus Owning

In 2012, the media focused on the comments of an economist, Shamubeel Eaqub, who is well documented for being anti-property. Bear in mind the media likes to present two sides to a story – the counter point in the property debate so – Mr Eaqub fits the ticket for anything related to property bashing. Of […]

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GRA

The Cost of Renting Versions Owning

In 2012, the media focused on the comments of an economist, Shamubeel Eaqub, who is well documented for being anti-property. Bear in mind the media likes to present two sides to a story – the counter point in the property debate so – Mr Eaqub fits the ticket for anything related to property bashing. Of […]

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GRA

My New Book: Tax Structures 101

I have some great news to share with you that will help you make headway with protecting your property investments and making sure you pay the least amount of tax, legally of course.   After many months of working day and night, my new book ‘Tax Structures 101’ is now available to purchase by going to […]

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GRA

Property Market is Heading into Winter

The OCR increases we are now getting back to grips with may well be the tipping point for the whole property cycle to begin its turn again. And there is some cinnamon to add… Anecdotally it sort of feels like the market is transitioning back to the buyers rather than the sellers. In the Auckland […]

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GRA

Is NZ’s Growth expected to continue

Only a few weeks ago I presented on stage with Tony Alexander (BNZ Chief Economist) about the forecast for the New Zealand economy in 2014.  (See my full presentation here).  The word on the ground is that 2014 is going to be an epic year, and in general the feeling is one of enthusiasm. The […]

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GRA

New Reserve Bank Lending Rules for Five or More Rentals

Did everyone catch the NZ  Reserve Bank announcement today that investors with 5 or more rental properties will be required to be treated commercially by banks?   Apparently we must be treated as small business owners in risk profile and higher costs for credit paid.  Higher interest rates and potentially lower LVR ratios are possible. […]

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GRA

Look Through Company (LTC) Advantages and Disadvantages

One of the questions we get asked most regularly at GRA is whether or not an LTC is the appropriate structure for proposed property investment activity.  Before we touch on our view in relation to this, I want to confirm some basics in relation to LTCs:   An LTC is a company that elected into […]

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GRA

RESERVE BANK GETS SENT A DISAPPROVING EYEBROW

In the BNZ-REINZ Residential Market Survey out January 2014, the authors said, “the Reserve Bank’s credit control limits are working to reduce New Zealand’s home ownership rate”.   This is the sort of remark that can be telling about a bank’s attitude to what’s going on in the market. It’s a pretty big assertion to […]

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GRA

New Reserve Bank Lending Rules for Five or More Rentals

Did everyone catch the NZ  Reserve Bank announcement today that investors with 5 or more rental properties will be required to be treated commercially by banks?   Apparently we must be treated as small business owners in risk profile and higher costs for credit paid.  Higher interest rates and potentially lower LVR ratios are possible. […]

Continue Reading
Posted in Articles 0 comments
GRA

RESERVE BANK GETS SENT A DISAPPROVING EYEBROW

In the BNZ-REINZ Residential Market Survey out January 2014, the authors said, “the Reserve Bank’s credit control limits are working to reduce New Zealand’s home ownership rate”.   This is the sort of remark that can be telling about a bank’s attitude to what’s going on in the market. It’s a pretty big assertion to […]

Continue Reading
Posted in Articles 0 comments
GRA

Look Through Company (LTC) Advantages and Disadvantages

One of the questions we get asked most regularly at GRA is whether or not an LTC is the appropriate structure for proposed property investment activity.  Before we touch on our view in relation to this, I want to confirm some basics in relation to LTCs:   An LTC is a company that elected into […]

Continue Reading
Posted in Articles 0 comments

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