Most people dream of a comfortable retirement where a regular income flows into their bank account that is sufficient to cover more than just basic needs....
It's tricky – anticipating what the bank will want; especially if your plan is to change lenders once development funding is needed. It definitely involves wearing...
Finding the deposit for a first home is a huge financial hurdle and around two thirds of first home buyers obtain a high loan-to-value ratio (LVR)...
Statistics show that at least a third of marriages and de facto relationships fail. Being aware of the financial consequences of the end of relationship means...
This is short discussion article really as I’d like other peoples views. My take is a real concern at the proposed intervention by the Reserve Bank...
Tenants can now pay for their rental upfront costs with a loan from MoveSmart. NZ Landlords are set to benefit greatly from this new loan package...
When it comes to getting a Mortgage, many people do just that. Why? Because they go direct to their own Bank and assume that the Bank...
With all this talk about the housing market gaining ground; it is a good time to check out how you might also gain from the situation....
Intentions by the Reserve Bank of New Zealand (RBNZ) to force banks to hold more capital for people with a less than 20 per cent deposit...
People can be put off by the cost of mortgage protection insurance but this can be made more affordable with a little planning. Especially when tailor...
Kris Pedersen of Kris Pedersen Mortgages recommends New Zealand Property Investors avoid the ‘One Bank Trap’. Kris has years of experience in the finance sector and...
At the beginning of 2012 the Banks were still pretty tight in terms of lending criteria and property types. All changed with most now lending to...